Insurance and Illinois Direct Access

We are in network with Blue Cross Blue Shield, PPO plans and Medicare, we will verify your specific plan, and Illinois lets you start without a referral.

In Illinois you can start without a referral.

Illinois Direct Access lets you see a licensed physical therapist with no doctor's referral, up to 10 visits or 15 business days, whichever comes first. You can call today and be evaluated this week. If your care needs to continue past that window, we help you get the referral signed so nothing stops.

Insurance is the next question, and the short answer is that we are in network with Blue Cross Blue Shield, PPO plans and Medicare. Coverage still varies plan to plan, so call us and we will verify your benefits before your first visit.

No referral needed to start care in Illinois
Direct Access covers 10 visits or 15 business days
In network with BCBS, PPO plans and Medicare
We verify your benefits before your first visit
The training floor at The Movement Guild in Chicago

We check the details before your first visit.

Coverage varies plan to plan, even inside the same carrier. Give us your member ID and our office manager runs the check with your insurer, then tells you in plain language what your plan actually covers.

In-Network Status
Deductible and Amount Met
Visit Copay
Coinsurance Share
Out-of-Pocket Maximum
Annual Visit Limits
Prior Authorization Rules
Referral Requirements
Plan Year Reset Date
Secondary Coverage
Medicare Supplement Details
HSA and FSA Eligibility

Three steps from question to appointment.

Send Us Your Card

Call (312) 489-8579 or email info@movementguild.com with a photo of the front and back of your insurance card. That is everything we need to start the check.

We Run the Check

Our office manager verifies your plan directly with the carrier: in-network status, visit limits, deductible, copay and any prior authorization your plan requires.

We Call You Back

You hear what your plan covers before you commit to anything. If something is unclear or the carrier gives us a vague answer, we say so rather than guess.

Four honest notes about coverage.

Insurance answers that circulate online, including some that circulated on our own older pages, do not always match what your plan says today. Call us and we will verify your benefits before your first visit.

Direct Access Has Limits

Ten visits or 15 business days, whichever comes first. After that a physician referral keeps your care going, and we help you get it.

In Network Is Not Universal

We are in network with BCBS, PPO plans and Medicare, but individual plans inside those networks differ. Yours gets checked on its own.

Medicare Has Its Own Rules

Medicare covers physical therapy under documentation requirements that differ from commercial plans. That paperwork is handled on our end.

Ask Before You Assume

If you are not sure what you have, bring the card in and we will read it with you. Checking your benefits costs nothing.

Send us your details and we will check.

No referral needed in Illinois. Leave your name, your phone number and what is going on, and we will verify your plan and call you back with times.

You can also email a photo of your insurance card to info@movementguild.com and we will take it from there.

Prefer to call? (312) 489-8579